The 3-story edifice of yellow brick features arched openings and classical detailing is likely the Citizens National Bank in Burnsville credited to Beacham, LeGrand, and Gaines in the Southern Tourist article of April 1926. It is not known if it was planned before or after Gaines joined with Beacham and LeGrand in the summer of 1925 or whether Gaines or the other partners were the principal architects. Reflecting the town’s mid-1920s prosperity, the building was a uniquely elaborate and stylish structure in a community characterized by vernacular and relatively modest architecture. The bank failed in 1932. For several years the building served as the public library.